Financhill
Buy
75

MOFG Quote, Financials, Valuation and Earnings

Last price:
$40.38
Seasonality move :
0.79%
Day range:
$40.20 - $41.42
52-week range:
$24.62 - $42.38
Dividend yield:
2.4%
P/E ratio:
14.42x
P/S ratio:
2.41x
P/B ratio:
1.38x
Volume:
274.7K
Avg. volume:
261.5K
1-year change:
35.77%
Market cap:
$835.6M
Revenue:
$205.1M
EPS (TTM):
$2.81

Analysts' Opinion

  • Consensus Rating
    MidWestOne Financial Group, Inc. has received a consensus rating of Hold. The company's average rating is a Hold based on 1 Buy rating, 2 Hold ratings, and 0 Sell ratings.
  • Price Target Downside
    According to analysts' consensus price target of $36.75, MidWestOne Financial Group, Inc. has an estimated downside of -9.26% from its current price of $40.50.
  • Price Target Upside
    According to analysts, the highest upside price target is $50.00 representing -100% upside increase from its current price of $40.50.

Fair Value

  • According to the consensus of 3 analysts, MidWestOne Financial Group, Inc. has -9.26% downside to fair value with a price target of $36.75 per share.

MOFG vs. S&P 500

  • Over the past 5 trading days, MidWestOne Financial Group, Inc. has underperformed the S&P 500 by -1.63% suggesting its relative strength compared to the major market average is weak at this time.

Share Buyback

  • MidWestOne Financial Group, Inc. does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • MidWestOne Financial Group, Inc. has grown year-over-year revenues for 1 quarter straight. In the most recent quarter MidWestOne Financial Group, Inc. reported revenues of $88.8M.

Earnings Growth

  • MidWestOne Financial Group, Inc. has grown year-over-year earnings for 1 quarter straight. In the most recent quarter MidWestOne Financial Group, Inc. reported earnings per share of $0.82.
Enterprise value:
936.3M
EV / Invested capital:
--
Price / LTM sales:
2.41x
EV / EBIT:
5.01x
EV / Revenue:
2.67x
PEG ratio (5yr expected):
--
EV / Free cash flow:
4.33x
Price / Operating cash flow:
3.90x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
0.93%
Net Income Margin (TTM):
16.69%
Return On Equity:
10.09%
Return On Invested Capital:
7.54%
Operating Margin:
24.21%
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Income Statement
Revenue $266.4M $185.3M $350.2M -$57M $88.8M
Gross Profit -- -- -- -- --
Operating Income $41.8M -$102.6M $74.8M -$130.2M $21.5M
EBITDA -- -- -- -- --
Diluted EPS $2.17 -$4.66 $2.81 -$6.05 $0.82
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Balance Sheet
Current Assets $159.5M $105M $104.9M $238.3M $311.4M
Total Assets $5.9B $6.5B $6.5B $6.6B $6.2B
Current Liabilities $2.2B $2.4B $2.4B $2.4B $3.1B
Total Liabilities $5.3B $6B $6B $6B $5.6B
Total Equity $530.3M $472.2M $505.4M $562.2M $606.1M
Total Debt $158.6M $157.5M $127.6M $117.2M $100.5M
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Cash Flow Statement
Cash Flow Operations $73M -$102.1M $219.9M -$143.1M $13.4M
Cash From Investing $13.1M $82.4M $335M $35.9M $21.8M
Cash From Financing -$89.8M $6.3M -$344.2M $67.1M $67.6M
Free Cash Flow $70M -$105.2M $216.3M -$143.3M $12.5M
MOFG
Sector
Market Cap
$835.6M
$566.8M
Price % of 52-Week High
95.56%
92.6%
Dividend Yield
2.4%
1.57%
Shareholder Yield
19.16%
3.13%
1-Year Price Total Return
35.77%
8.67%
Beta (5-Year)
1.063
0.479
Dividend yield:
2.4%
Annualized payout:
$0.97
Payout ratio:
29.53%
Growth streak:
0 years

Technicals

8-day SMA
Sell
Level $41.28
200-day SMA
Buy
Level $30.86
Bollinger Bands (100)
Buy
Level 27.72 - 38.34
Chaikin Money Flow
Buy
Level 5.6M
20-day SMA
Buy
Level $40.44
Relative Strength Index (RSI14)
Buy
Level 55.90
ADX Line
Sell
Level 22.46
Williams %R
Neutral
Level -47.9592
50-day SMA
Buy
Level $37.16
MACD (12, 26)
Buy
Level 1.08
25-day Aroon Oscillator
Buy
Level 56
On Balance Volume
Neutral
Level 4.6M

Financial Scores

Sell
Altman Z-Score (Annual)
Level (-0.3987)
Sell
CA Score (Annual)
Level (-2.3183)
--
Beneish M-Score (Annual)
Level (--)
Buy
Momentum Score
Level (8)
Sell
Ohlson Score
Level (3.4219)
Buy
Piotroski F Score (Annual)
Level (5)
Buy
Quality Ratio Score
Level (2)
Sell
Fundamental Score
Level (5)

Revenue Forecast

Earnings per Share Forecast

Company Profile

MidWestOne Financial Group, Inc. is a financial holding company, focuses on delivering relationship-based business and personal banking products and services through its bank subsidiary, MidWestOne Bank. The Bank provides commercial loans, real estate loans, agricultural loans, credit card loans, and consumer loans. It also provides deposit products including demand and interest checking accounts, savings accounts, money market accounts, and time deposits. The Bank also provides products and services including treasury management, Zelle, online and mobile banking, debit cards, ATMs, and safe deposit boxes. It offers its products and services primarily through its full-service branch network, including 34 branches located throughout central and eastern Iowa, 13 branches located principally in the Minneapolis-St. Paul metropolitan area of Minnesota, seven branches in western Wisconsin, one branch in each of Naples and Fort Myers, Florida, and one branch in Denver, Colorado. MidWestOne Financial Group was founded in 1983 and is headquartered in Iowa City, IA.

Stock Forecast FAQ

In the current month, MOFG has received 1 Buy ratings 2 Hold ratings, and 0 Sell ratings. The MOFG average analyst price target in the past 3 months is $36.75.

  • Where Will MidWestOne Financial Group, Inc. Stock Be In 1 Year?

    According to analysts, the consensus estimate is that MidWestOne Financial Group, Inc. share price will drop to $36.75 per share over the next 12 months.

  • What Do Analysts Say About MidWestOne Financial Group, Inc.?

    Analysts are divided on their view about MidWestOne Financial Group, Inc. share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that MidWestOne Financial Group, Inc. is a Sell and believe this share price will rise from its current level to $30.00.

  • What Is MidWestOne Financial Group, Inc.'s Price Target?

    The price target for MidWestOne Financial Group, Inc. over the next 1-year time period is forecast to be $36.75 according to 3 Wall Street analysts, 1 of them rates the stock a Buy, 0 rate the stock a Sell, and 2 analysts rate the stock a Hold.

  • Is MOFG A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for MidWestOne Financial Group, Inc. is a Hold. 2 of 3 analysts rate the stock a Hold at this time.

  • How Can I Buy Shares Of MOFG?

    You can purchase shares of MidWestOne Financial Group, Inc. via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase MidWestOne Financial Group, Inc. shares.

  • What Is The MidWestOne Financial Group, Inc. Share Price Today?

    MidWestOne Financial Group, Inc. was last trading at $40.38 per share. This represents the most recent stock quote for MidWestOne Financial Group, Inc.. Yesterday, MidWestOne Financial Group, Inc. closed at $40.50 per share.

  • How To Buy MidWestOne Financial Group, Inc. Stock Online?

    In order to purchase MidWestOne Financial Group, Inc. stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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